Inputs
Probability of success
Adjust inputs to see your forecast.
Projected savings to retirement
Projection assumes steady contributions and constant return.
Real-time retirement readiness scoring with proactive suggestions to boost your financial independence.
Adjust inputs to see your forecast.
Projection assumes steady contributions and constant return.
RetiScore projects the value of your savings each year between today and retirement. We blend your current balances, ongoing cash flow, and expected market returns to model growth, then translate that projection into a probability score using a 4% safe-withdrawal benchmark. Toggle different savings rates or retirement ages to see how your odds change.
If your probability of success is lower than expected, consider raising contributions, trimming discretionary expenses, or extending your retirement timeline. Small adjustments compounded over years can dramatically increase your projected nest egg and build resilience against market volatility.
Many savers pair this estimator with automated savings transfers, diversified low-cost index funds, and periodic rebalancing. Revisiting the model each quarter keeps your assumptions realistic and aligned with major life changes.
Many planners target 80% or higher as a confident path to retirement, but your comfort level depends on risk tolerance, flexibility, and guaranteed income sources like Social Security or pensions.
The 4% rule is a rule of thumb based on historical market returns. Use it as a starting point and adapt it for your asset allocation, inflation expectations, and retirement length.
Yes. Experiment with lower expected returns or increase your emergency buffer. You can also run scenarios with temporary spending reductions to stress test your plan.